Plan Well. Live Better.™

"Neighborly service. Lifelong protection."

Principal Agent

Christopher Noto

Chris Noto, Founder of Lacey Life Financial™, has over 11 years in financial services. Willing to start from an entry-level role, he began as a bank teller in 2014 and rose to Small Business Banker by 2022 before transitioning into full-time self-employment in insurance to better serve others. What began as door-to-door outreach in underserved communities has grown into helping people nationwide—providing IUL, annuity, term life, and final expense solutions that build financial protection today and prosperity for tomorrow.

What We Offer

explore our products

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Indexed Life Insurance

Build tax-free retirement income with market-linked growth and no downside risk.

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Whole Life Insurance

Build tax-free retirement income with market-linked growth and no downside risk.

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Term Life Insurance

Build tax-free retirement income with market-linked growth and no downside risk.

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Annuities

Build tax-free retirement income with market-linked growth and no downside risk.

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Top-Rated Carriers

Our Trusted Partners

Our Services

Why Choose Us?

Tax-Free Growth

Tax-Free Growth

Build wealth without worrying about taxes or contribution limits.
Lifetime Protection

Lifetime Protection

Whole life and IUL policies that never expire — guaranteed.

Access Anytime

Access Anytime

Use your policy’s cash value for retirement, emergencies, or investments.

Zero Market Loss

Zero Market Loss

IUL and annuity options protect your money with a 0% floor.
Education-First Approach

Education-First Approach

No pushy agents. We teach before we quote.

Testimonials

What Our Clients Say About Us

Discover what clients and colleagues have to say about our work. Read through our collection of testimonials to see how we've made an impact and exceeded expectations.

We're Good with Numbers

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