About Us

Lacey Life Financial™

Lacey Life Financial™ was founded by Chris Noto, whose journey began in his beloved hometown of Lacey Township, New Jersey. Starting out by going door to door, Chris focused on helping families secure burial insurance—the most fundamental protection they needed—not only in his hometown, but in underserved communities all across New Jersey as well. What began as a local effort to meet immediate needs has grown into a broader mission: providing trusted solutions in Indexed Universal Life (IUL), annuities, term life, and whole life/final expense, all while keeping the warmth and reliability of a local neighbor at heart.
Chris has since moved to sunny Orlando, Florida, but brought his small-town touch with him. From this new home base, Lacey Life Financial™ continues to grow while staying true to its roots—now reaching households across the entire country with the same personal, neighborly approach that shaped its beginnings.

What We Do

We specialize in Indexed Universal Life (IUL) and Annuities, while also offering Term Life and Whole Life/Final Expense solutions. Our focus is on helping households create protection today and build prosperity for tomorrow—solutions designed to serve real people in real communities.

Our Approach

From the beginning, Chris made it a priority to meet people where they were, helping families who often lacked access to financial resources find protection for their loved ones. Over time, that mission expanded beyond final arrangements. Today, Lacey Life Financial™ provides solutions both online and over the phone, allowing us to serve neighborhoods nationwide.

Why Lacey Life Financial™

At Lacey Life Financial™, our purpose is simple: to make lasting financial security part of your neighborhood. Whether big or small, we believe every financial step matters—and we’re here to walk with you toward greater peace of mind, stability, and opportunity.